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As an employee of the Non-Teaching Instructional Staff (Higher
Education Officer Series, College Laboratory Technicians,
Research and Registrar Series) you are a member of the full
time "instructional" staff. The information below
has been prepared to answer some of the questions you may
have about your employment and fringe benefits.
HEALTH
INSURANCE COVERAGE
In your new hire package you received
a summary description booklet outlining the hospital and medical
plans listed below.
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Aetna US Healthcare
HMO |
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Aetna US Healthcare
QPOS |
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Empire Healthchoice
HMO and EPO |
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CIGNA HMO |
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HIP Prime HMO |
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HIP Prime POS |
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Physicians Health
Services |
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VYTRA (Queens and
Long Island) |
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GHI HMO Select |
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GHI-CBP/EBCBS |
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Typical HMO plans and Preferred Provider
Organization (PPO) and Point of Service (POS) plans are offered.
The City of New York pays 100% of the
basic plan for GHI-CBP/EBCBS and HIP Prime HMO. The remaining
plans require payroll deductions for the basic plan. Optional
coverage may be purchased for some health plans through additional
payroll deductions.
Each plan varies on the benefits offered.
GHI is the only plan that does NOT offer annual physicals
if you are under 45 years of age.
You have the option of joining one
of the above health plans. Coverage for you and your eligible
dependents will begin on the effective date of your appointment
if your enrollment application is completed within 30 days
of that date. The definition of eligible dependents has been
expanded to include a registered domestic partner. Coverage
is not automatic. The required enrollment forms are available
in the Human Resources Office. Proof of marriage and birth
certificates for dependent children are required.
Whenever a Qualifying Event occurs
such as a birth, marriage or divorce, you have 30 days from
the date of the event to add or drop an individual. Forms
are available in the Human Resources Office. Proof of the
event is required.
Once you select a plan it cannot be
changed until the official transfer period held in the fall
semester. The change in plan becomes effective the first full
payroll the following January.
PSC/CUNY WELFARE FUND BENEFITS
The Professional Staff Congress-City
University of New York Welfare Fund benefits covers all instructional
staff members.
PSC/CUNY pays for the prescription
drug coverage for all health plans. In addition, they administer
the drug plan for the following health plans: GHI-CBP, Physicians
Health Services, Empire and VYTRA through National Prescription
Administrators (NPA). There are usually co-payments.
Also provided are the following non-contributory
benefits for covered employees and dependents (except where
noted):
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1.
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Dental Plan |
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2.
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Optical Benefits |
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3.
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Hearing Aid Benefit |
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4.
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A major medical insurance
supplement for those who select GHI-CBP, the CIGNA plan. |
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5.
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* Weight Reduction
Benefit |
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6.
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* Group
Life and Accidental Death and Dismemberment Policy (Optional
amounts up to $100,000 may be purchased) |
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7.
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* Limited
Long Term Disability Plan after one year of service (An
Optional Extended Plan may be purchased) |
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* Only for covered employees; dependents
are not covered.
A $2 million Catastrophe Major Medical
Insurance Plan made available through the PSC/CUNY Welfare
Fund may be purchased from Albert H. Wohlers & Co.
Premiums are based on the members age and may be paid
through payroll deductions. The policy provides coverage for
your spouse, and children who are unmarried, dependent full-time
students until their 27th birthday. The plan provides coverage
for employees on a leave of absence, for retirees and, in
the event of death, survivors, as long as the premiums continue
to be paid.
Participation in the PSC/CUNY Federal
Credit Union is also available by calling (212) 354-2238.
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HEALTH BENEFITS BUY
OUT WAIVER PROGRAM |
If you opt not to join the health insurance
program, you must complete a waiver form. Under certain circumstances
you may be entitled to a cash incentive payment when you waive
health benefits. If you have City coverage through another
agency the incentive does not apply. For single coverage the
incentive is $500 per year and $1000 per year for family coverage,
paid in two installments. Proof of health care coverage plus
family status, if applicable, is required. PSC/CUNY Welfare
Fund benefits are still available if you waive health insurance,
with the exception of prescription and the major medical supplement.
LONG TERM CARE PLANS
Two Long Term Care Plans are available.
1. The City of New York offers a long-term
care plan to all CUNY employees. New employees are guaranteed
acceptance if they enroll within 30 days of employment. Thereafter,
employees may enroll at any time but will be required to provide
medical evidence of good health. This plan may be paid for
through payroll deductions. Premiums are based on each individuals
age upon enrollment and the benefit option chosen. This plan
is available to spouses, parents, parents-in-law, grandparents
and grandparents-in-law.
2. The PSC/CUNY Welfare Fund plan can
be purchased through the John Hancock Insurance Company through
payroll deductions. Premiums are based on each individuals
age upon enrollment and the benefit option chosen. The plan
is available to spouses, parents, and parents-in-law whether
or not the employee enrolls. Coverage continues as long as
premiums continue to be paid.
Information on these voluntary contributory
plans is available in the Human Resources Office.
PRE-TAX BENEFITS
A number of city benefit programs are
designed to save employees money by offering pre-tax savings
through payroll deductions, as follows:
The Medical Spending Conversion
Program (MSC)
MSC allows employees who contribute
to their health insurance plan to pay for this coverage on a
pre-tax basis. Employees are automatically enrolled in the MSC
benefit unless they elect otherwise by completing a form
declining the benefit.
FLEXIBLE SPENDING ACCOUNTS
The Health Care Flexible Spending
Account Program (HCFSA)
HCFSA allows employees, through
pre-tax payroll deductions, to set aside money to pay for
eligible health care expenses that are not reimbursable under
their health and welfare insurance coverage.
The Dependent Care Assistance Program
(DeCAP)
The DeCAP program allows employees,
through pre-tax payroll deductions, to set aside money to pay
for qualified day care, child care or in-home care for a
disabled spouse or parent enabling the employee to work.
More information on these benefits
and the necessary forms for enrollment are available through
the Human Resources Office.
PENSION
PLANS
Within 30 days of your appointment
date you must elect to join either the New York City Teachers’
Retirement System (TRS) or the Optional Retirement Program (ORP),
TIAA-CREF. Substitute appointees may elect to join if they
choose to do so. Only current members of TRS may elect to join
this pension plan. Members of ERS may have the option to
enroll in TRS or TIAA/CREF.
If you are already a member of the
New York City Teachers’ Retirement System (TRS) or the New
York City Employee’s Retirement System (ERS), you may continue
your membership, by notifying your benefits representative. If
you are retired and receive a pension from New York State or
any of its political subdivisions, you may obtain approval to
work without affecting your pension, but you cannot
participate in our pension program.
Additional information about TRS and TIAA/CREF, and
applications for membership, is available in the Human
Resources Office.
TEACHERS’ RETIREMENT SYSTEM
TRS is a defined benefit plan which
means that benefits are based on age, average salary and years
of employment. The vesting period is 5 years and 3% of salary
must be contributed. The City contributes a lump sum annually
to its pension funds not to individual accounts.
TEACHER’S INSURANCE AND ANNUITY
ASSOCIATION- COLLEGE RETIREMENT EQUITIES FUND
TIAA-CREF is a defined contribution
plan in that benefits are based on the amount contributed by
the employee and employer and the success of the employee’s
choice of investments. Vesting is approximately 13 months (30
payroll periods). The employee contributes 3% and the City
contributes 8% for the first seven years of employment and 10%
thereafter.
Tax Deferred Annuities (TDA)/
Supplemental Retirement Annuities (SRA)
Members of the full time
instructional staff may participate in a tax deferred annuity
program known as a 403(b) plan. This plan allows participants
to defer a percentage of salary before taxes through a salary
reduction agreement.
TIAA-CREF and TRS offer Tax Deferred
Annuity Programs for members enrolled in their retirement
plans. The TRS/TDA sign up period is limited to once a year in
the fall. Enrollment is effective for the first payroll in the
next year. The TIAA/SRA initial sign up is once a year at any
time and is effective for the next available payroll date. All
full time instructional staff members may participate in a TDA
program by the Professional Staff Congress through HRC
Financial Planners. Appointments can be made with James Pino
at 1-800-786-1598.
Employees may enroll in one tax
deferred annuity program only.
TEMPORARY DISABILITY LEAVE
(SICK LEAVE)
(PSC/CUNY Agreement, Article 16)
Temporary disability shall be defined
as “any temporary physical or mental incapacity, including
pregnancy, complications of pregnancy and childbirth.”
“Employees covered by this Agreement
shall be granted temporary disability leave of twenty (20)
calendar days, (accrued monthly) exclusive of Saturdays,
Sundays and authorized holidays and recesses during each year
of service. The unused portions of such temporary disability
leave shall be cumulative to a maximum
of one hundred and sixty (160) calendar days during which
the college is in regular session.”
SPECIAL LEAVES FOR CHILD CARE
(see PSC/CUNY Agreement, Article 16.8)
A member of the instructional staff
may be granted a special leave to care for a newborn infant
provided he/she has legal responsibility for the care and / or
support of the child. Such leaves shall be granted without pay
upon notification to the President and application for such
leaves. Ordinarily for one full semester. See Human Resources
Department for use of available leave time, if applicable.
RETIREMENT LEAVES (“TRAVIA”) (See
Bylaws. Section 13.3)
“Members of the New York City
Teachers’ Retirement System and members of the permanent
instructional staff and lecturers (full-time) with
administrative certificates of continuous employment, person
with titles in the higher education officer series, and
persons with titles in the business manager series who are
members of any retirement system who announce their bona fide
intention to retire shall be granted a retirement leave of
absence with full pay consisting of one-half of their
accumulated unused temporary disability leave up to a maximum
of one semester, or the equivalent number of school days.”
Retirement leaves can be granted only to individuals who meet
the retirement eligibility requirements for the appropriate
Tier of the Public Retirement System. This form is available
in the Human Resources Department
JURY DUTY (see PSC/CUNY
Agreement, Article 17)
“Employees who are required to serve
on jury, or are required to report to Court in person in
response to a jury duty summons, or they are required to
report for jury examinations or to qualify for jury duty,
shall receive their regular salary during such absences
provided that they remit to the University an amount equal to
the compensation received by them, if any, for jury duty.”
FAMILY MEDICAL LEAVE ACT (FMLA)
OF 1993
Covered employees are eligible for
Family Medical Leave if they worked for the college for a
total of 12 months AND for at least 1,250 hours during the
year preceding the effective date of the leave. The leave year
for determining usage of the 12-week entitlement shall be the
Academic Year: September 1 through August 31.
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Permissible Reasons For Taking FMLA
Leave: |
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For birth
of a son or daughter, and to care for the newborn
child. |
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For
placement with the employee of a son or daughter
for adoption or foster care |
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To care for
the employee’s spouse, domestic partner, son,
daughter, or parent with a serious health
condition, and |
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Because of
a serious health condition that makes the employee
unable to perform the essential functions of
his/her job. |
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Any approved leave for illness
granted under the University’s temporary disability leave
provisions which extends beyond five days will be counted as
part of the employee’s FMLA entitlement, if it qualifies.
Authorized absences for medical reasons, paid or unpaid,
anticipated and unanticipated, which extend for more than FIVE
(5) days will be counted as FMLA leave from the beginning of
the absence. A notification of such absences must be made to
the College Human Resources Director. However, such
notification whether written or oral does not amend or change
the continuance of any and all internal college, Board of
Trustees, CUNY Rules and Regulations, or contractual
notification requirements currently in effect.
For anticipated absences a written
request to cover such absences must be submitted to the
College Human Resources Director at least thirty days before
leave is to begin. However, such written application does not
amend or change the continuance of any and all internal
college, Board of Trustees, CUNY Rules and Regulations, or
contractual notification requirements currently in effect. For
unanticipated absences the College Human Resources Director
must be notified when the absence is expected to continue, or
has extended beyond three calendar days.
FMLA forms for both the employee and
physician are available in the Department of Human Resources.
TUITION WAIVERS
As full time faculty you are eligible
for tuition waivers for undergraduate and graduate courses at
any College of the City University of New York. There is a
year eligibility period for undergraduate courses and there is
no limit on the number of credits. For graduate courses, there
is no wait and there is a limit of 6 credits per semester. The
summer session is not included. Graduate courses require
management certification forms with the course description and
bursar’s receipt attached. Tuition waiver forms are available
in the Human Resources Office.
NEW YORK STATE COLLEGE CHOICE TUITION
SAVINGS PROGRAM
The New York State College Tuition
Choice Program provides individuals with the opportunity to
save for a child’s college expenses while gaining tax
advantages. Participants may deduct up to $5000 of their
contributions from their New York State taxable income.
Contributions to the program may be made through payroll
deductions or direct payment to the plan.
If you want more information about
the program, call the College Savings Program at
1-800-NYSAVES. The Human Resources Office also has
informational brochures, enrollment materials and payroll
deduction forms for the program.
US SAVINGS BONds
Bonds are available for purchase
through payroll deductions. The phone number is 1-800-4US
BOND. The school code is 70070. The Human Resources Office has
handouts for the program in the reception area.
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